Want to skip up-front fees? Choose from either a fixed- or adjustable-rate and say
"Yes" to up-front savings with:
- NO Loan Origination Fee
- NO Flood Tracking Fee
- NO Recording Fees
- NO Appraisal Fee
- NO Tax Service Fee
- NO Title Insurance Fee
- NO Credit Report Fee
- NO Underwriting Fee
- NO Escrow Fee
- NO Notary Fees
- Competitive Rates
*Please refer to our Application Fee Agreement for full disclosure about No
Closing Cost Loans. In some cases, you may find it more beneficial to
select a point loan program.
Want the security of a fixed payment each month? Plan your monthly budget more
accurately and protect yourself against possible rising interest rates in the
future.
- Interest rate fixed for the life of your loan.
- Principal pay-off increases steadily every month.
- Competitive rates.
Want the advantages of a lower initial interest rate?
- Save big if you have short-term plans.
- Lower initial rate and monthly payment set for initial period of time.
- Rate adjustments at scheduled intervals for the remainder of the loan**.
- Competitive rates.
**Loan adjustments based on index rate and margin. Rate may be based on a variety
of indices. The Libor and one-year Treasury indices are among the most common.
Margin is added to the index. Rates can increase. However, because you assume this
risk, your initial rate will generally be low until the first adjustment.
